We currently offer Capital Deposit Accounts for business formation exclusively through our partner Hoop's platform.

No, we do not currently offer a solution for capital increases.

Once the required capital has been fully deposited into the Capital Deposit Account and the compliance checks have been completed, the capital confirmation can be issued. It is legally signed using a qualified electronic signature (QES) and can then be downloaded digitally and submitted to the notary.

For legal reasons, the account cannot be converted automatically. A Business Account must be formally opened for the newly established company, and this will be reviewed independently.

If you are interested in opening a Business Account after incorporation, please contact our Customer Support team; we’ll be happy to assist you with the next steps.

The account opener initiates the disbursement request via the Hoop platform. This request is sent to the authorized signatories of the newly formed company for signature using a qualified electronic signature (QES). YAPEAL processes the disbursement as soon as possible after receiving the signed request.

Please note that a bank account in the name of the newly formed company must be provided in order to receive the initial capital.

The incorporation may be canceled at any time prior to registration in the commercial register. The amounts paid will be refunded to each founder’s original account.

The associated costs are specified in the price list.

The account is opened by an individual who also oversees the company formation process. This could be, for example, a founder or a representative of the trustee. The account is opened directly as part of the company formation process via the Hoop platform.

A maximum of 10 founders. For startups with a larger number of investors (“crowd investing”), we reserve the right to decline the application or to charge additional fees.

If Russian or Belarusian citizens are involved, for regulatory reasons, proof of residence in an EU/EFTA country must be submitted when opening an account.

Please contact our Customer Support team regarding this matter.

No. A person of U.S. nationality may not be involved—neither as the account holder opening the Capital Deposit Account nor as a founder or beneficial owner.

Yes, in principle. If you reside outside the EU/EFTA or if the sending bank is not based in Switzerland, additional verification may be required.

Yes. Founders and beneficial owners may not reside in a country listed on the FATF Black or Grey List, and the funds contributed may not originate from such countries. Current list: fatf-gafi.org.

We currently offer capital contribution accounts for the formation of public limited companies (AG) and limited liability companies (GmbH).

Restrictions may apply when opening business accounts. This includes, among other things, adult entertainment, gambling, the trade in weapons, diamonds, precious metals or art, real estate, currency exchange, religious organizations, cryptocurrencies/digital assets, and commodities trading.

Please feel free to contact our Customer Support team if you have any questions.

No, we do not provide Capital Deposit Accounts for the formation of companies that do not have any immediate plans for operational activities (specifically, domiciliary companies, shelf companies or shell companies).

Income from self-employment or employment, investments, inheritances, pension fund payments, loans, or lottery winnings. Depending on the circumstances, proof of the source of funds may be required.

However, short-term loans used exclusively for the purpose of starting a business are not accepted.

Deposits must be made exclusively in Swiss francs (CHF). Deposits in other currencies will be converted by our partner bank, which may incur fees over which YAPEAL has no control.

YAPEAL may request supporting documents depending on the circumstances, including the source of funds and the amount involved.

Yes. The following are required: a complete list of all founders, prior notification of the transfer, and submission of a deposit agreement.

If you have any questions, please contact our Customer Support team.

The fees - deducted prior to the final transfer of funds to the new company account - are listed in the price list.

The sender's information and the amount paid must match the declaration provided during the account opening. In the event of discrepancies, we reserve the right to request additional clarification, charge an administrative fee, or return the payment to the sender's bank.

The incorporation may be canceled at any time prior to registration in the commercial register. The amounts paid will be refunded to each founder’s original account.

The associated costs are specified in the price list.