YAPEAL Direct
Your modern business account for startups, digital pioneers, and established SMEs.
Reduce account management and FX fees by up to 50% with a business account from YAPEAL.
YAPEAL Direct
Reduce account management and FX fees by up to 50% with a business account from YAPEAL.
High, hidden fees
Non-transparent costs for international payments and account management.
Slow, paper-based processes
Weeks of waiting for account opening and cumbersome forms.
Lack of integration
Tedious, manual reconciliation with your accounting system.
Fair, transparent pricing
Plans starting from CHF 0/month. No surprises.
100% digital & fast
Open your account completely online in under 10 minutes.
Seamless accounting integration
Connect Yapeal directly with Abacus or other ERP software.
With the Yapeal mobile app and web app, you have full control — from your smartphone or desktop.
Real-time overview: See every transaction instantly. Your account balance is always up to date to the second.
Full control: Keep track of all company cards. Adjust limits, block cards with a single click, and assign them to employees.
Easy issuance of new cards: Equip your team as needed. Create virtual cards that are ready to use immediately, or order physical Visa Debit cards that are automatically delivered by mail.
Benefit from features that reduce your administrative workload and
accelerate your business.
Strengthen your brand and appear more professional with an IBAN that includes your company name.
Save time and avoid typos. With the seamless integration of eBill and QR invoices, paying your bills becomes a breeze.
Manage CHF and EUR accounts effortlessly on a single platform. Avoid unnecessary currency exchange fees.
Connect YAPEAL directly with your accounting software, such as Abacus or other ERP solutions, and save valuable time.
Reduce your banking costs by up to 50%. Our transparent fees and fair exchange rates protect your budget.
Make payments worldwide at over 100 million locations — contactless with your Visa Debit card or mobile via Apple Pay, Google Pay, and Samsung Pay.
Our support team in Switzerland helps you quickly and competently — on the channel of your choice.
In-App Chat: Contact us directly in our YAPEAL App for immediate response.
E-Mail: We are only an E-Mail away for complex issues.
Multi-langual: Our local support team speaks German, French & English.
One month free trial period: Test it thoroughly, at no costs, after onboarding.
Cancel anytime: No cancellation fees, as with our cards, you can cancel within minutes.
24/7 Swiss located support team.
Change your plan anytime, our price plans are built to scale with you. Your Business. Enabled.
Monthly
Yearly
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Basics |
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YAPEAL App |
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YAPEAL Web App |
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Accounts |
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Swiss Account (incl.) |
1
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1
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1
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1
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CHF or EUR Sub Account (incl.) |
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2
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4
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Additional CHF or EUR Account (CHF/month) |
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9
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9
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9
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Personalized IBAN |
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Payments |
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Domestic Payments (incl.) |
5
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Unlimited
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Unlimited
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Unlimited
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Additional Domestic Payments (CHF) |
0.3
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QR Bill |
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Peer 2 Peer |
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eBill for Business |
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Collecting Sepa payment (CHF) |
1
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0
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0
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0
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Send Sepa payment (CHF) |
2
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0
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0
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0
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Collecting Swift payment (CHF) |
4
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0
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0
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0
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Send Swift payment (CHF) |
27.5
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4
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4
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4
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Cards |
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Visa Debit Card (incl.) |
1
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Up to 3
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Up to 20
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Up to 200
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Additional Visa Debit Card (CHF) |
3
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3
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2
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2
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Visa Debit Replacement Card (CHF) |
20
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20
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20
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Free
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Virtual Visa Debit Card (incl.) |
1
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Up to 5
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Up to 50
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Up to 500
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Additional Virtual Visa Debit Card (CHF) |
2
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2
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2
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2
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Virtual Visa Debit Replacement Card (CHF) |
Free
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Free
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Free
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Free
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Mobile Payment |
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Cash Withdrawal in CHF (per transaction) |
2
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2
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2
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2
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Cash Withdrawal in EUR (per transaction) |
5
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5
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5
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5
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Cash Withdrawal Abroad (%) |
1.50%
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1.50%
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1.50%
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1.50%
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Specialities |
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Relationship Confirmation (CHF) |
200
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200
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200
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200
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Special Support (CHF/15 min) |
25
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25
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25
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25
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Unlimited Cashback* |
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Service and prices are subject to change at any time. The most current version is shown on this website.
* Depending on transaction volume
YAPEAL holds a fintech license by the Swiss Financial Market Supervisory Authority (FINMA) and is regulated under the Swiss Federal Banking Act. Art. 1b.
We are certified as a Swiss Made Software, under the ruling of Swiss Federal Institute of Intellectual Property.
YAPEAL keeps your Swiss franc deposits in a segregated account with the Swiss National Bank. Disclaimer: Deposit protection according to Art. 7a BankV is not guaranteed.